Legal · Terms

Terms of Service

These Terms govern use of the Mindstream Tools website and the local analytical software described on mindstream-tools.digital.

1. Acceptance of terms

By accessing mindstream-tools.digital or using Mindstream Tools software, you agree to these Terms of Service. If you do not agree, do not use the website or the software.

2. Description of the software

Mindstream Tools is a local data tracking utility and analytical software related to Offline Wallet Tracker for Cold Storage Inventory Journals. It is intended to help users organize locally available information, track records, review historical data, analyze informational entries, and maintain personal journals for record-keeping.

Mindstream Tools is solely a local data tracking utility and analytical software. It is not a financial institution, wallet provider, custodian, broker, exchange, or investment platform. The application does not hold, hold custody of, or process user funds or cryptocurrency assets, does not access private keys, does not execute transactions, and does not provide financial or investment advice. All information is provided for informational and record-keeping purposes only.

3. Permitted use

You may use the website and software for lawful personal or internal informational purposes consistent with these Terms, including organizing inventory journal records and reviewing analytical summaries derived from data you provide.

4. Prohibited use

You may not:

  • use the software or website for unlawful activities
  • attempt to misrepresent Mindstream Tools as a bank, wallet, custodian, broker, exchange, or investment adviser
  • reverse engineer, interfere with, or disrupt the website except where applicable law expressly permits
  • upload or transmit malicious code through any channel connected to our contact points
  • use the site to collect personal data of others through unauthorized means
  • claim Microsoft affiliation, certification, or endorsement unless independently true and authorized

5. Intellectual property

Site content, branding, and software materials presented by Mindstream Tools are protected by applicable intellectual property laws. You receive no ownership rights beyond a limited right to use the website and, where obtained, the software under its applicable licence terms.

6. Software limitations

The software is an informational and analytical utility. Features focus on local tracking, organization, historical review, and summarization of journal-style records. Functionality may change over time. We do not guarantee uninterrupted availability or that the software will meet every expectation.

7. Third-party services

The website may link to third-party services, including the Microsoft Store homepage at https://apps.microsoft.com/. Third-party services are not controlled by Mindstream Tools. Availability of a link does not create a partnership and does not mean Microsoft published, verified, certified, developed, or endorsed Mindstream Tools.

8. No financial or investment advice

Nothing on the website or in the software constitutes financial, investment, legal, or tax advice. You remain solely responsible for decisions you make based on your own records and independent judgement.

9. No financial institution status

Mindstream Tools is not a financial institution and is not authorized as a bank, payment institution, e-money issuer, or investment firm by virtue of this website.

10. No wallet functionality

Despite topic wording that may include the phrase “wallet tracker” in a descriptive product sense, the software does not operate as a cryptocurrency wallet and does not manage wallet connections for transferring assets.

11. No custody of assets

Mindstream Tools does not take custody of money, tokens, or other assets. You should not treat journal entries as proof of custody or as a substitute for official records from institutions you actually use.

12. No transaction execution

The software does not execute transfers, trades, payments, deposits, or withdrawals.

13. Disclaimer of warranties

To the fullest extent permitted by UK law, the website and software are provided on an “as is” and “as available” basis without warranties of any kind, whether express or implied, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement. Nothing in these Terms excludes liability that cannot be excluded under applicable UK law.

14. Limitation of liability

To the fullest extent permitted by applicable law, Mindstream Tools and its operators will not be liable for indirect, incidental, special, consequential, or punitive damages, or for loss of profits, data, or goodwill, arising from use of the website or software. Where liability cannot be limited, it is limited to the maximum extent permitted by law.

15. Changes to the software

We may modify, suspend, or discontinue aspects of the software or website without prior notice where reasonable. Continued use after changes constitutes acceptance of the updated experience to the extent permitted by law.

16. Changes to these Terms

We may update these Terms periodically. The “Last updated” date will be revised when changes are published. If you continue to use the website or software after changes take effect, you accept the revised Terms.

17. Governing law

These Terms are governed by the laws of England and Wales, and courts in the United Kingdom may have jurisdiction, without prejudice to any mandatory consumer protections that apply in your country of residence.

18. Contact information

Mindstream Tools
Level 11, 37 Queen Street, London EC4R 1AA
Phone: +44 20 5550 3272
Email: support@mindstream-tools.digital